22.07.2024
First half-year results 2024
Union Bancaire Privée’s net profit rises by 24.6% to CHF 138.1 million
Structuring for every need
You seek flexibility and opportunities. We structure products that offer an appealing alternative to traditional financial assets.
Why a structured product?
Structured products present a compelling alternative to direct financial assets due to their adaptability and extensive customisation options. They can cater to specific requirements using a broad array of underlying securities and accommodate diverse market expectations depending on your risk profile.
Once you have defined the solution to meet your specific needs, you have access to our open architecture of 15 top-tier issuers, ensuring best execution covering both quantitative and qualitative aspects, and our experts are ready to support you at every step.
Following this, we provide proactive life-cycle monitoring to ensure your investments are continuously optimised.
Flexible solutions
We transform an investment idea into actionable solutions with multiple advantages:
Improved asset allocation
Use structured products to improve the strategic allocation of your portfolio.
Cross asset classes
Without increasing the risk of your portfolio, you can increase your exposure to risky assets. You can add new asset classes with low correlation to those you already hold and enhance your diversification by country and sector.
Tactical opportunities
You can also perform tactical short-term trades, such as betting on a market trend or an event that you want to take advantage of.
Our Structured Product Offering
We provide five categories of investment solutions tailored to your objectives and desired level of risks and returns:
These defensive investment solutions are suitable for investors seeking returns with the safety of predefined and unconditional capital protection at maturity.
These are solutions designed for investors seeking regular coupons and willing to forgo potential upside exposure to the underlying asset. This category entails downside buffers to reduce the risk of loss in comparison to a direct investment in the underlying.
Participation products are created to optimise participation in the performance of an underlying asset. This is achieved through enhancements such as downside buffers to minimise risks compared to a direct investment in the underlying or leverages to amplify returns.
Credit-linked products are tailored for investors seeking to enhance returns compared to traditional bond investments, through instruments for which the risks associated with credit events involve both the issuer and the reference debtor.
Commonly referred to as warrants, these products are designed for investors seeking to capitalise on the upward or downward movements of an underlying asset in exchange for a premium payment.
The team
Our experienced specialists have wide-ranging and in-depth expertise with structured products. In addition, they have access to the know-how of over 200 in-house investment specialists.
Members in the team
12
Avg years of experience
15
Volume overseen
CHF 4 billion
Team Head
Jeremy Bellaïche, Global Head of Structured Products
12.07.2024
Sustainability: an increasingly important consideration for wealth management
In early 2023, Nicolas Barben was appointed UBP’s Group Head of ESG Solutions within the Wealth Management division. We spoke to him about the role of regulation, the evolution of client interest in sustainability, and the performance of sustainable solutions, as well as his top priorities.
11.07.2024
UBP House View - July 2024
Equity markets rallied during the first half of the year, driven by earnings growth, a macro backdrop that was more resilient than expected, and continued appetite for AI winners (the “Magnificent 7”). Looking ahead, we anticipate a broadening of equity markets’ leadership. Read more about our insights in the July edition of UBP’s House View.
10.07.2024
Finnish ex-premier addresses UBP clients
Our annual flagship conference “UBP Looks at Geopolitics” at the prestigious Widder Hotel in Zurich recently brought together nearly 130 clients, prospects, and UBP employees for an evening of dynamic dialogue. The anticipation was palpable as Adrian Künzi introduced the high-profile keynote speaker, Sanna Marin.
17.06.2024
2024 US elections comes into view
Our experts examine the tumultuous US election landscape and historical market behaviour during election years, as well as anticipate the fiscal challenges awaiting the next president amidst record-high US federal debt levels.
14.06.2024
UBP's Strategic Vision of Pure-Play Private Banking in Southeast Asia
Hubbis met with Eric Morin recently to learn more about UBP’s current momentum in Southeast Asia, the bank’s key focus areas, his strategic priorities, and his vision for the future of private banking in the region.
12.06.2024
Structured products: a strategic solution
Structured products have changed a great deal, after a long period in which they were treated with a degree of scepticism by investors, and as a result of tighter regulations. Although the number of clients using them remains very (too) small, they are likely to play a growing role in asset allocation strategies.
11.06.2024
“Forget unrestricted market access to Europe”
The CEO of wealth management bank Union Bancaire Privée is focused on growth through acquisitions.
05.06.2024
UBP House View - June 2024
Eased ECB policies will boost Europe's recovery. As US growth normalises, developed market economies should converge in the second half of the year, while recent regional market rallies have reinforced our confidence in the UK and Switzerland.
Glossary
Structured products are highly flexible, efficient instruments which match almost any investment objective, and, unlike traditional investment instruments, they can also generate positive returns in falling or stagnant markets.
Structured products are designed to meet specific risk/return profiles and/or diversification requirements that cannot be achieved with traditional investment instruments. They can be structured to most asset classes, offering a tailor-made alternative to direct investments. They are, therefore, ideal for customising an investment solution to a client’s needs and preferences.
Products can be engineered across all pay-off categories (capital protection, yield enhancement, participation and leverage) and within all asset classes (equities, fixed income, foreign exchange and commodities).