Bertrand Binggeli
Head of Wealth Estate Planning and Family Wealth Solutions
Wealth Planning Solutions
You build up wealth to achieve your goals. We help you preserve it for your descendants.
At UBP we believe that wealth planning is an essential part of wealth management. Sound structuring and preservation of your wealth will contribute to an optimal allocation of your investment portfolio.
Statistics show that often, following its creation, a substantial amount of wealth is lost by the second and third generations of a family. The main reasons are lack of planning and educating the next generation on the responsibilities involved in inheriting a substantial amount of assets.
Wealth planners accompany you through the three crucial phases – accumulation, preservation and transfer of wealth. Once they have a full overview of all your assets, they combine financial, tax, estate and business succession planning to put together your wealth preservation and growth plan.
Our approach
Our approach consists of identifying and understanding developments in the global tax and regulatory environment and adapting our range for our international private clients who request it. The combination of this top-down (generic to specific) approach and a rigorous methodology that analyses risks and needs enables us to define, together with you, your personal advisors and external experts, the wealth planning strategy that suits you best.
Regional specialisation
UBP’s wealth planners are high-level, senior experts. They specialise in particular regions and cover many countries, enabling them to offer in-depth knowledge and understanding of local environments and to tailor wealth-structuring strategies that take into account the jurisdictions in which you have assets. Their services are accessible through every one of UBP’s booking centres, and through other key segments, such as EAMs and family offices.
A dedicated service
Our wealth planning services will help you optimise your tax planning in a legitimate way, grow your wealth, and pass it safely on to future generations. In order to provide you with the best solutions for your financial situation and objectives, we work together with your personal advisors and external experts to offer tailored consultations and advice.
We base our relationship with you on respect and trust, and enter it for the long term. We will accompany you through all the major events in your life and those of your family members.
More specifically, we can provide guidance on the following subjects:
- Estate assessment and planning
- Consolidation of assets
- Tax planning (including cross-border issues)
- Wealth structuring
- Asset protection
- Ownership and controlling strategies
- Relocation
- Private insurance
- Family matters and governance
- Philanthropy
- Family offices
High added-value services
At UBP, the Wealth Planning team has adopted a holistic approach: we cover not only wealth and estate planning and tax issues, but also, on request, the tax implications relating to portfolio management and an investment instrument’s tax treatment.
We can analyse, with the help of external experts if needed, the tax regimes of given financial products, as well as wealth‐structuring solutions, such as dedicated funds and life‐insurance products. This is a unique extension of the team’s area of expertise.
Trusted partners
We always strive to accompany each client by providing unbiased guidance and a top-quality service. The Bank’s Wealth Planning team maintains close contact with specially-selected highly qualified tax and law firms, as well as external providers that undergo a stringent due-diligence process. This allows us to offer you a range of robustly researched, impartial options.
Other services
We have developed precise and complete account segregation for UK clients who are non-domiciled residents.
We have also set up specific tax reporting protocols for several jurisdictions.
We offer dedicated support to families that want to establish their own single-family office or consider the use of a multi-family office.
Contact us
15.10.2024
Selective growth through uncompromising quality of service
At Union Bancaire Privée (UBP), External Asset Managers (EAMs) represent around CHF 20 billion in assets under management (AuM), and so the service and support it provides to EAMs is an important part of UBP’s business. We spoke about UBP’s EAM business in Switzerland with those that lead it.
13.08.2024
Solving the solvency jargon
Summer is in full swing, and with it comes first-half results season for Swiss banks. These announcements can sometimes seem like an alphabet soup, with terms like CET1, LCR and NSFR representing financial ratios that are meant to help assess a bank’s solvency.
06.08.2024
2024 US Elections: a new start
The attempted assassination of Donald Trump, Joe Biden's withdrawal from the race, and the rise of Kamala Harris: unexpected twists have emerged in the US presidential election.
05.08.2024
UBP signs two exclusive agreements to acquire Societe Generale’s international private banking operations in the UK and in Switzerland
Union Bancaire Privée, UBP SA (UBP) and Societe Generale announced today that they have entered into two exclusive agreements whereby UBP will acquire Societe Generale’s Swiss private banking activities (Societe Generale Private Banking Suisse) as well as their UK and Channel Islands wealth management arm (SG Kleinwort Hambros). Both transactions are expected to be completed by the end of the first quarter of 2025.
22.07.2024
First half-year results 2024
Union Bancaire Privée’s net profit rises by 24.6% to CHF 138.1 million
12.07.2024
Sustainability: an increasingly important consideration for wealth management
In early 2023, Nicolas Barben was appointed UBP’s Group Head of ESG Solutions within the Wealth Management division. We spoke to him about the role of regulation, the evolution of client interest in sustainability, and the performance of sustainable solutions, as well as his top priorities.
10.07.2024
Finnish ex-premier addresses UBP clients
Our annual flagship conference “UBP Looks at Geopolitics” at the prestigious Widder Hotel in Zurich recently brought together nearly 130 clients, prospects, and UBP employees for an evening of dynamic dialogue. The anticipation was palpable as Adrian Künzi introduced the high-profile keynote speaker, Sanna Marin.
17.06.2024
2024 US elections come into view
Our experts examine the tumultuous US election landscape and historical market behaviour during election years, as well as anticipate the fiscal challenges awaiting the next president amidst record-high US federal debt levels.
14.06.2024
UBP's Strategic Vision of Pure-Play Private Banking in Southeast Asia
Hubbis met with Eric Morin recently to learn more about UBP’s current momentum in Southeast Asia, the bank’s key focus areas, his strategic priorities, and his vision for the future of private banking in the region.