Bertrand Binggeli
Head of Wealth Planning Developing Markets
财富策划方案
您建立财富以实现目标，我们协助您守护财富传承后代。
瑞联银行认为，财富策划是管理财富的必要部分。通过完善结构和周全保障财富，将使您的投资组合实现最佳的资产配置布局。
鉴古知今，不少家族在第一代创造大量财富之后，往往富不过三代，究其原因主要在于缺乏妥善规划，也没有培育下一代继承庞大财产的责任感。
瑞联财富策划师在您累积、保障和传承财富的三个重要人生阶段与您结伴同行。在综观您的资产全局之后，我们将结合财富、税务、遗产和家族企业继承计划，为您制定全盘的保护和增长财富方案。
瑞联财富策划
我们透彻了解全球税务及监管环境的变化，按国际私人客户的需求定制所需的服务。通过精密方式将顶层研究和底层分析结合，并且识别您的风险和需要，我们与您的个人顾问和外部专家共同协力，为您制定最合适的财富策划策略。
Regional specialisation
瑞联财富策划师皆为经验丰富的资深专家，专精于覆盖多个国家的特定地区，深度认识区内各个司法管辖区的监管制度，因此能够顾及您的资产所在地之法规，为您周全定制财富结构策略。客户可以在瑞联旗下各个记账中心，以及通过我们的家族办公室服务或是第三方资产管理机构伙伴，以获得我们的财富策划服务。
全面对应需要的服务
瑞联财富策划服务协助您以合法方式优化税务规划，同时增长财富和妥善地将之传承后代。为了向您提供最切合您的财务状况和目标之最佳方案，我们将与您的个人顾问和外部专家通力合作，然后定制最合适的财富策划意见。
对瑞联来说，财富策划服务立足于我们与您长久建立的互信互重关系，我们将与您和家族成员并肩而进，漫步人生阶段的各个重要时刻。
在以下各个专门领域，我们也能够为您领航：
- 遗产估算和规划
- 整固资产
- 税务策划(包括跨境事宜)
- 财富结构
- 资产保护
- 所有权和控制权策略
- 国际迁移
- 私人保险
- 家族事务和治理
- 慈善事业
- 家族办公室
高增值服务
瑞联财富策划团队秉持整全型规划方式，不仅注重策划财富、遗产和税务事宜，在您需要时也提供与投资组合管理相关的税务影响分析，以及投资工具的税务处理意见。
在外部专家（如需要时）的协力下，我们能够进一步延伸服务，为您分析金融产品和财富结构方案（例如专门基金和人寿保险产品）的税务安排。
是您至可信赖的伙伴
瑞联致力担当每一位客户在人生旅途的智囊，为您提供不偏不倚的导引和优质服务。我们的财富策划团队与精挑细选的一流税务和法律专家，以及进行严格尽职调查的外部供应商已经建立紧密网络，让我们为您提供一系列分析精辟且中肯的意见及选项。
其他专门服务
瑞联已为属于英国无住所居民的客户开发精密和完全隔离的账户安排。
我们已就多个司法管辖区建立具体的报税方式。
我们为有意自行建立单一家族办公室或考虑使用联合家族办公室的家族，提供专门的支援。
联系我们
12.07.2024
Sustainability: an increasingly important consideration for wealth management
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UBP House View - June 2024
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