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Product

Term

GBP

Gross(1)/ AER(2) 

EUR

Gross(1)/ AER(2) 

USD

Gross(1)/ AER(2) 

Instant Access Accounts are available for a wide range of currencies and offer flexibility for transacting through KH Online or your private banker.

Banking or Execution Only Mandate

Nil

Nil

Nil

Advisory or Discretionary Managed Mandate(3)

3.25%

1.00%

2.75%

Notice Accounts provide a rate of interest (4) but require savers to give notice of any withdrawals.

7 Days

3.25%

1.50%

3.25%

35 Days

3.75%

2.00%

3.75%

95 Days

4.25%A

2.25%

4.00%

Standard Term Deposit
Fixed deposits pay a fixed rate of interest (5) and are available in a wide range of currencies and on bespoke tenors if required.
 

3 Months

3.80%

2.05%

3.55%

6 Months

3.80%

1.90%

3.50%

9 Months

3.80%

1.70%

3.45%

1 Year

3.75%

1.35%

3.35%

Advantage Term Deposit
Advantage Fixed deposits are unbreakable fixed term deposits, paying a premium fixed rate of interest (5). They are available in a wide range of currencies and on bespoke tenors if required.

3 Months

4.00%

2.25%

3.75%

6 Months

4.05%

2.15%

3.75%

9 Months

4.10%

2.00%

3.75%

1 Year

4.15%

1.75%

3.75%

(1) The gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law (the ‘specified rate’).
(2) The AER is the annual equivalent rate and shows what the interest rate would be if interest were paid and compounded for one year.
(3) The interest rate shown is linked to the respective central bank base rate and is calculated as follows:

Currency Current rate
Sterling Bank of England Base Rate less 1.25%
US dollar Federal Funds Target Rate Upper Bound less 1.75%
Euro European Central Bank (ECB) Deposit Facility Rate less 1.75%

Changes to the Bank of England base rate will apply from the business day following the central bank's announcement. Changes to the European Central Bank reference rate will apply on the effective date of the change announced by the European Central Bank. Changes to the US Federal Reserve Target Rate will take affect 3 business days after the announcement from the US Federal Reserve.

(4) Interest rates on Notice Accounts are variable at the Bank’s discretion however savers will be given advanced notice of any rate reductions.
(5) Interest rates for Term Deposits are fixed on the day of deposit for the entire term of the deposit. Interest is typically credited on maturity (other frequencies are available upon request at the time of fixing).

With effect from 24/04/25 GBP 95 Day Notice rate will reduce to 4.00%.


Standard rates are shown. Rates may vary. Product terms and conditions apply.

What would my estimated balance be after 12 months based on a GBP 1,000,000 deposit?

A deposit of GBP 1,000,000 at an annual gross rate of 4.00% would generate an estimated balance of GBP 1,040,000 in one year. Please note this example is for illustrative purposes only. 

UBP locations in the UK, the Channel Islands and Gibraltar

UBP (UK) - London

UBP has a strong and growing presence in the UK, Channel Islands and Gibraltar with offices in London and other key locations across the region. As its largest hub outside of Switzerland, the UK is a key strategic location, supporting UBP’s commitment to providing clients with flexible wealth management solutions.

UBP London

UBP London branch was established in 1991 and provides asset and wealth management services to private and institutional clients. Driven by an expertise-led culture, we integrate in-depth knowledge in wealth and asset management to create tailored solutions for our clients.

UBP (UK) Edinburgh

UBP has a strong and growing presence in the UK, Channel Islands and Gibraltar with offices in London and other key locations across the region. As its largest hub outside of Switzerland, the UK is a key strategic location, supporting UBP’s commitment to providing clients with flexible wealth management solutions.

UBP (UK) Jersey

UBP has a strong and growing presence in the UK, Channel Islands and Gibraltar with offices in London and other key locations across the region. As its largest hub outside of Switzerland, the UK is a key strategic location, supporting UBP’s commitment to providing clients with flexible wealth management solutions.

UBP (UK) Gibraltar

UBP has a strong and growing presence in the UK, Channel Islands and Gibraltar with offices in London and other key locations across the region. As its largest hub outside of Switzerland, the UK is a key strategic location, supporting UBP’s commitment to providing clients with flexible wealth management solutions.

UBP (UK) Leeds

UBP has a strong and growing presence in the UK, Channel Islands and Gibraltar with offices in London and other key locations across the region. As its largest hub outside of Switzerland, the UK is a key strategic location, supporting UBP’s commitment to providing clients with flexible wealth management solutions.

UBP (UK) Guernsey

UBP has a strong and growing presence in the UK, Channel Islands and Gibraltar with offices in London and other key locations across the region. As its largest hub outside of Switzerland, the UK is a key strategic location, supporting UBP’s commitment to providing clients with flexible wealth management solutions.

UBP (UK) Cambridge

UBP has a strong and growing presence in the UK, Channel Islands and Gibraltar with offices in London and other key locations across the region. As its largest hub outside of Switzerland, the UK is a key strategic location, supporting UBP’s commitment to providing clients with flexible wealth management solutions.

UBP (UK) Newbury

UBP has a strong and growing presence in the UK, Channel Islands and Gibraltar with offices in London and other key locations across the region. As its largest hub outside of Switzerland, the UK is a key strategic location, supporting UBP’s commitment to providing clients with flexible wealth management solutions.

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